Mr. Banwari Lal Mittal is a seasoned entrepreneur and business leader with over 25 years of experience spanning financial services and digital healthcare platforms. He is a fellow member of the Institute of Chartered Accountants of India (ICAI), the Institute of Company Secretaries of India (ICSI), and the Institute of Cost Accountants of India (ICMAI), reflecting a strong foundation in finance, governance, and strategic leadership.

Mr. Mittal is the Founder and Executive Chairman of the SastaSundar Group, a pioneering digital healthcare platform transforming the pharmaceutical supply chain and diagnostics ecosystem in India. With a mission to make quality healthcare affordable and accessible, SastaSundar leverages technology to bridge critical gaps in last-mile healthcare delivery. Under his leadership, the group has successfully built an integrated, scalable platform that combines digital innovation with operational excellence, creating meaningful impact across patients, providers, and partners.

Earlier in his career, Mr. Mittal spent eight years with Birla Corporation Limited, gaining valuable exposure to corporate finance and large-scale operations. In 2000, he founded Microsec Financial Services Limited, which evolved into a well-recognized financial services firm with offerings across research and analytics, investment banking, stock broking, portfolio management services (PMS), insurance, and wealth management advisory. This phase of his career laid the foundation for his deep understanding of capital markets, institutional finance, and business scalability.

Mr. Mittal is widely regarded for his visionary thinking, strong execution capabilities, and ability to build platforms at scale. His personal strengths include strategic networking, mentoring, and teaching. Beyond business, he is deeply committed to social impact and inclusive growth. To further this commitment, he founded Tree Campus Academy, an NGO and digital learning initiative that provides free learning tools and educational content to teachers and students through the Tree Campus application.

Mr. Banwari Lal Mittal’s journey reflects a perfect blend of entrepreneurial foresight, disciplined execution, and a strong commitment to social and economic transformation.

Mr. Vijay Kumar Darak is the visionary founder and Director of Credential Advisory Services Pvt Ltd, and a distinguished leader in India's financial services sector. A Chartered Accountant by qualification and IIM Calcutta Alumni, Mr. Darak brings over 27 years of multifaceted experience in management, structured finance, and debt syndication, with a career marked by innovation, integrity, and a relentless client-first approach.

After qualifying as a Chartered Accountant in 1996, Mr. Darak began his career with a leading real estate developer, gaining invaluable industry insights before deciding to chart his own path. In 2001, he established Credential Services, initially being associated with ANZ Grindlays Bank to offer home loans. Demonstrating a keen understanding of market dynamics, he rapidly expanded his network to include leading private sector banks and NBFCs, building a reputation for transparent and cost-effective financial solutions. In 2009, Mr. Darak founded Credential Advisory Services Pvt Ltd, elevating the firm to a premier position in debt syndication and project finance for corporate borrowers. Under his stewardship, the group has arranged over 6,000 home and mortgage loans and facilitated hundreds of term loan and working capital transactions across various sectors. He is especially renowned for his expertise in real estate finance, having advised on more than 200 real estate debt transactions—including acquisition, take-out, last-mile funding, and construction finance—with an impeccable record of zero delinquency on the real estate book advised by him.

Mr. Darak's analytical acumen and deep sectoral knowledge have made him a trusted advisor to corporates and institutions across manufacturing, real estate, education, hospitality, and service industries. His commitment to simplifying complex debt structures, reducing costs, and ensuring timely financial closure has set new benchmarks in the industry. Beyond his corporate achievements, Mr. Darak is member of CREDAI Bengal, CREDAI MCHI and the Indian Chamber of Commerce. Always at the forefront of industry evolution, he has continued to expand his expertise through executive education in investment banking and capital markets from IIM Calcutta.

Mr. Vijay Kumar Darak's journey is defined by his unwavering dedication to professional excellence, ethical standards, and a passion for empowering clients to achieve their financial and business ambitions. Under his leadership, Credential India Realty Fund aims to set the standard for quality, innovation, and trust.